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Frugal Living · 6 min read

Groceries are one of the biggest monthly expenses for most people—but you don’t have to spend a fortune to eat well! These 20 frugal grocery tips will help you save hundreds of dollars a year on groceries without sacrificing nutrition.

Here are 20 ways to save money on groceries.

1. Meal Plan for the Week

Plan your meals for the week before you go grocery shopping. This reduces food waste and prevents impulse buys. Use a meal planning app or a simple notebook.

2. Make a Shopping List and Stick to It

Make a list based on your meal plan, and don’t buy anything that’s not on the list. This is one of the most effective ways to avoid impulse buys.

3. Shop with Cash (or a Debit Card)

Using cash makes spending feel more real, so you’ll spend less. If you use a card, use a debit card instead of credit to avoid debt.

4. Don’t Shop When Hungry

Shopping when hungry makes you buy more food—especially junk food. Eat a snack before you go grocery shopping.

5. Buy Generic Brands

Generic brands are usually just as good as name brands, but they’re 20-50% cheaper! Try them—you’ll be surprised.

6. Buy in Bulk for Things You Use Often

Buy things like rice, pasta, and canned goods in bulk at warehouse stores—they’re cheaper per unit. Just don’t buy more than you can use before it goes bad.

7. Shop Seasonally

Buy fruits and vegetables that are in season—they’re cheaper and fresher!

8. Use Coupons and Cashback Apps

Use coupons from the Sunday paper or apps like Ibotta or Checkout 51 for cashback on your purchases.

9. Shop the Sales

Stock up on things you use often when they’re on sale! Just make sure you’ll use them before they expire.

10. Avoid the Middle of the Store (Mostly)

The middle of the store is full of expensive, processed foods. Stick to the perimeter (produce, meat, dairy) most of the time.

11. Buy Frozen Fruits and Vegetables

Frozen fruits and vegetables are just as nutritious as fresh, and they’re cheaper and last longer!

12. Cook at Home Instead of Dining Out

Cooking at home is way cheaper than dining out. Even a $10 meal out can cost $2-3 to make at home.

13. Bring Your Own Bags

Many stores charge for bags now—bring your own reusable bags to save money (and help the environment too!).

14. Avoid Pre-Packaged and Convenience Foods

Pre-packaged foods (like pre-cut vegetables, frozen dinners) are convenient, but they’re way more expensive. Buy whole foods and prepare them yourself.

15. Grow Your Own Food

Even a small herb garden or a tomato plant on your windowsill can save you money over time.

16. Check the Unit Price

The bigger package isn’t always cheaper! Check the unit price (price per ounce, pound, etc.) to find the best deal.

17. Use Leftovers

Don’t throw away leftovers! Use them for lunch the next day, or make a new meal with them.

18. Avoid Impulse Buys

If you see something you didn’t plan to buy, wait 10 minutes and ask yourself if you really need it. Most impulse buys are things you don’t actually need.

19. Shop at Discount Grocery Stores

Discount grocery stores like Aldi or Lidl have great prices—they can save you 20-30% on groceries compared to regular stores!

20. Keep Track of Your Grocery Spending

Track your grocery spending every month to see how much you’re saving, and adjust your plan as needed.

Frugal Grocery TipWhy It Works
Meal PlanReduces waste, prevents impulse buys
Shop with ListAvoids impulse buys
Shop with CashMakes spending feel more real
Don’t Shop HungryPrevents junk food buys
Buy GenericSaves 20-50%
Buy in BulkCheaper per unit
Shop SeasonallyCheaper, fresher
Use Coupons/CashbackSaves on purchases
Shop SalesStock up on things you use
Avoid Middle of StoreLess processed food, cheaper
Frozen ProduceCheaper, lasts longer
Cook at HomeWay cheaper than dining out
Bring Own BagsSaves on bag fees
Avoid Convenience FoodsWay more expensive
Grow Own FoodFree or cheap
Check Unit PriceFinds best deal
Use LeftoversReduces waste
Avoid Impulse BuysSaves money
Discount StoresSaves 20-30%
Track SpendingKeeps you accountable

Frequently Asked Questions

How much can I save on groceries with these tips?

Most people can save 20-50% on their grocery bill with these tips—hundreds of dollars a year!

What if I have a busy schedule and don’t have time to meal plan?

Meal plan on Sunday for the week, and prep some meals ahead of time (meal prep). It only takes an hour or two and saves you time and money during the week.

Is organic worth the extra cost?

It depends on your priorities and budget. Focus on the “Dirty Dozen” (fruits and vegetables with the most pesticides) to buy organic, and the “Clean Fifteen” to buy conventional if you need to save money.

Final Thoughts

Saving money on groceries is easy with these tips—start with a few, master them, then add more. Over time, you’ll save hundreds of dollars a year and eat well too!


By MoneyXSecret Editorial · Updated July 14, 2026

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