Negotiating your bills is one of the easiest ways to save money—most people don’t do it, but you can save thousands of dollars a year just by asking! These 5 money-saving hacks for bills will show you how to negotiate everything and save big.

Here are 5 money-saving hacks for bills.

1. Negotiate Your Cable/Internet Bill

Cable and internet companies are always offering promotions to new customers—call them every 6-12 months to ask for a better deal!

How to Negotiate:

• Research competitor prices first
• Call customer service and say you’re thinking of switching
• Ask to speak to the retention department
• Be polite but firm

How Much You Can Save: $50-$100/month!

2. Negotiate Your Cell Phone Bill

Just like cable/internet, cell phone companies offer promotions—call them to ask for a better deal, or switch to a cheaper plan!

How to Negotiate:

• Research cheaper plans from competitors
• Call and say you’re thinking of switching
• Ask about promotional plans for existing customers

How Much You Can Save: $30-$70/month!

3. Negotiate Your Rent

If you’re a good tenant (pay rent on time, take care of the place), you can negotiate your rent!

How to Negotiate:

• Research rental prices for similar apartments in your area
• Bring up how long you’ve been a tenant and that you’ve always paid on time
• Ask for a discount or for them to waive certain fees (like parking or pet fees)

How Much You Can Save: $100-$300/month!

4. Negotiate Your Insurance Bills

You can negotiate your car insurance, health insurance, and home insurance too!

How to Negotiate:

• Shop around for cheaper quotes from other insurance companies
• Call your current insurance company and show them the cheaper quote
• Ask for discounts (safe driver, multiple policies, etc.)

How Much You Can Save: $50-$150/month!

5. Review Your Bills Every Month

Review your bills every month to make sure you’re not being charged for things you don’t use—cancel any unnecessary services!

Common Things to Cancel:

• Unused subscriptions
• Premium channels you don’t watch
• Add-ons you don’t need

How Much You Can Save: $50-$100/month!

Bill Hack	How Much You Can Save
Negotiate Cable/Internet	$50-$100/month
Negotiate Cell Phone	$30-$70/month
Negotiate Rent	$100-$300/month
Negotiate Insurance	$50-$150/month
Review Bills Monthly	$50-$100/month
Total	$280-$720/month ($3,360-$8,640/year)!

Tips for Successful Negotiation

• Be polite and friendly—you’ll get better results!
• Do your research first (know competitor prices)
• Ask to speak to the retention department
• Be willing to switch if they won’t give you a better deal

Frequently Asked Questions

Is it really possible to negotiate bills?

Yes! Most companies are willing to negotiate to keep you as a customer—you just have to ask!

What if they say no?

If they say no, you can ask to speak to a supervisor, or consider switching to a different company—there are always other options!

I’m nervous to negotiate—what should I do?

Practice what you want to say first, and remember: the worst they can say is no! Most people who negotiate get better deals.

Final Thoughts

Negotiating your bills is one of the easiest ways to save thousands of dollars a year—you just have to ask! Try these 5 hacks, and you’ll be amazed at how much you can save!